Insurance Dude's Page

Posts by Insurance Dude

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Posting Time

Subject
21 Posted: August 06 2010 06:09:39 It really depends on the type of policy she has. Some policies limit water damage coverage to "...
22 Posted: August 06 2010 06:01:52 Hans,

You may need to consider a vacant property policy. Most homeowners insurance an...
23 Posted: July 09 2010 06:07:00 MGA's are often used for excess and surplus lines coverage. However more and more are also offering ...
24 Posted: July 09 2010 05:23:55 Thanks Max... That's nice of you to say that.... :P...
25 Posted: July 09 2010 03:33:14 That's absolutely correct Max. I think the conversation started with a new contruction project. But,...
26 Posted: July 09 2010 03:12:02 Oh, so sorry to hear that. I hope you feel better soon!...
27 Posted: July 09 2010 03:09:11 I would contact your agent and discuss this with him/her. Tell them about the clause that you indica...
28 Posted: July 09 2010 02:58:53 My experience is that a Builders Risk policy is not that expensive. No more than a standard homeowne...
29 Posted: July 07 2010 05:28:24 That is correct Steven. But keep in mind, it is typically the exterior walls and roof of the buildi...
30 Posted: July 07 2010 05:22:29 That will depend on what your contract with the builder states. If he is supposed to carry the build...
31 Posted: July 06 2010 04:43:16 You will definitley want to get a Condo Insurance Policy, right away. It is very important.
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32 Posted: July 06 2010 04:27:18 Yes, definitely. The type of coverage you will need is called a "Builders Risk" policy. Th...
33 Posted: July 06 2010 04:15:15 billbrad,

That will be something that your adjuster will have to discuss with you. Th...
34 Posted: June 30 2010 08:12:25 Adel,

Normally, yes. There are always a number of factors that come into play with a...
35 Posted: June 27 2010 10:16:01 anonymousinpa,

It really depends on what type of homeowners insurance policy you hav...
36 Posted: June 23 2010 09:05:20 Typically homeowners insurance will not cover the repair or replacement of an air conditioning unit....
37 Posted: June 23 2010 03:04:53 I would definitely speak to your agent about this, as well. In my area, it is very common for water ...
38 Posted: June 19 2010 05:58:22 Just contact any agent and tell them you need coverage for your rental property. They will want to k...
39 Posted: June 19 2010 05:45:38 Not all risks can be insured by an admitted carrier. Some companies or individuals need coverage tha...
40 Posted: June 18 2010 09:21:48 You shouldnt need an attorney to settle the property damage for your vehicle and, Lori is right, if ...